When you are going to become a student, I recommend you to think about the health insurance. It is impossible to cover the costs of the professional treatment without the health insurance.
Even simple flu will cause you too many troubles, as first, you have to visit the doctor (to pay money), then you have to have several consultations with the doctor (to pay money), after that you have to visit the drug store in order to purchase all the necessary medicaments (to pay money). Are you able to afford all the above-mentioned charges?
However, if you have health insurance, you do not have to trouble yourself with the questions of finding money in order to treat yourself, as all the charges concerning your treatment will be covered by the bank.
I agree that the health insurance does not cost too cheap, however, it is worse of obtaining. Imagine, if something happens and you will have to receive some surgery, what are you going to do than? Until you do not pay money, the surgery will not be made for you. And if some emergency?
So, if you want to insure your health, better obtain a health insurance, you deserve to be healthy.