Car insurance is a necessary thing for a student who has a car. Students, as a rule, are not very experienced in driving, and in the period of study, they are starting to use their car more often than they have done it before. That is why I recommend obtaining a health insurance. Well, maybe you are a good driver and you are driving your car in a defensive way, you are observing all the traffic laws, however, are you able to be sure that everyone who surrounds you or drives the same road, is not going to make situations on the road?
As for me, I am not sure about that. The number of people who are found of exceeding the speed, who are fond of making road competitions, who are fond of driving being in sane is just great. And due to this fact, I recommend to everyone to get a car insurance.
If you have car insurance, at least, you will receive compensation if it happens that you get into the car accident. You will not have to run to the bank or to the friends in order to find the money in order to cover the repairing of the car. Bank will cover all the charges concerning repairing the car.